We often consider the risks of ‘doing’ when it comes to savings and investing, but we rarely consider the risk
I take a far looser approach to ‘budgeting’ which I find more positive and easy to stick to and it’s based on the simple premise; save to spend.
In 2018 I read the remarkable story of Sylvia Bloom, a frugal legal secretary in America who passed away leaving
I made a switch in how and when I saved. I used to pay all the bills and debts first,
I hear this a lot and usually it’s at the point a client is retiring and it’s too late for